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Insurance
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Do you know what your policy covers? Insurance reviews are available at no obligation. Most of our clients that move their policies to us, discover that they do not have certain coverage(s) after we complete a review. I explain what a deductible is and how does that impact when client submits a claims. Yes, I help you understand the insurance lingo and the coverages all in one review which we can do over the phone, in person or zoom.
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Did you know that a homeowners insurance deductible is different from an auto insurance deductible? I can explain to you the difference. most policies have specific lingo that isn't used by the general public. We are here to insure that you understand what you're getting yourself into, how the coverages work, and how you can use them. We want you to feel secure in your policy!
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Have you been without insurance for more than thirty days? Not a problem, We have options for you. I can assist you with finding an option that fits your budget so you can be insured and have peace of mind. Our agency can insure most homes.
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Are you in the process of refinancing? I know the refinance process can be a headache. Your loan processor’s goal is to make the numbers work so you can close on your refinance. One of those numbers is your insurance premium. We can review your homeowners insurance at no obligation and find an option that offers similar coverages that you have or find you an option that offers more coverages, but less premium than your current policy.
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High Value Homes: A high-value home is typically categorized as a home with a value above $750,000, but some policies may only cover homes worth $1 million and up. For homes of this value, a standard homeowner insurance policy may not provide enough coverage for the home and the contents within, such as antiques, art and jewelry. Reference: www.forbes.com
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Homes along the Coast: If your home is within 5-15 miles from the coast, we have options for you. Our agency also offers flood insurance, if required by your mortgage company or if it would provide you peace of mind.
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If you own a dog that is considered a vicious breed or exotic pets there are many coverages available to ensure your pet isn't at risk.
Most of our carriers are A- rated and also have Surplus carriers. We have options!
If you'r not satisfied with your agent. give us a chance. You won't be disappointed.
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